Condominium Insurance Quote
Get personalized quotes from insurance professionals and compare solutions tailored to the real characteristics of your condominium building.
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Coverage for condominium buildings, common areas and civil liability
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Quotes reviewed by insurance intermediaries, not simple algorithms
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Personalized proposals based on the building structure, value, risks and requested coverages
Free, with no commitment.
Not a comparison site: clear explanations, informed choices.
How does it work?
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Submit your request
Enter a few clear details about your apartment and the coverages you are interested in. -
Selected intermediaries review your request
Your request is analyzed by insurance professionals registered on the platform. -
Receive up to 4 personalized quotes
You can compare different proposals based on coverages, coverage limits, deductibles, exclusions and price. -
Choose the most suitable solution with confidence
Contact your chosen intermediary and finalize the policy directly with the professional.
Why do you need it?
A condominium is exposed every day to risks that may affect the entire building, the common areas, individual apartments, condominium owners, visitors and even third parties.
A water leak in the common pipes, damage caused by parts of the building, a fire, a system failure, a weather event or liability towards third parties can generate significant costs and complex situations to manage.
That is why condominium insurance, often also referred to as a global building policy, is an essential tool to protect the condominium’s assets and reduce the financial impact of damage and unexpected events.
The choice of policy should not be based on price alone, but on a careful assessment of coverages, limits, exclusions, coverage limits, deductibles and co-insurance.
With INSURHUB, you can request personalized quotes and receive proposals from insurance professionals, so you can compare solutions aligned with the real characteristics of the condominium.
What affects the quote?
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Municipality and area where the condominium is located
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Year of construction of the building
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Number of floors
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Number of property units
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Presence of parking boxes, garages, cellars or commercial premises
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Reconstruction value of the building
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Type and condition of the systems
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Presence of elevators, stairs, courtyards, gardens or common areas
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Requested coverages: fire, civil liability, water damage, weather events, legal protection, assistance
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Desired coverage limits
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Deductibles and co-insurance
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Any claims history of the condominium
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Presence of a professional property manager
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Intended use of the building: residential, mixed-use or with commercial activities
Discover why Condominium Insurance matters
FAQ — Condominium Insurance
1) What is condominium insurance?
Condominium insurance is a policy designed to protect the condominium building, common areas and civil liability towards third parties. It is also often referred to as a global building policy.
2) Is condominium insurance mandatory?
In general, it is not always legally mandatory. However, it may be required by the condominium regulations, approved by the condominium assembly or considered necessary by the property manager to protect the building and the condominium owners.
3) What does a condominium insurance policy cover?
It may cover fire, explosion, water damage, civil liability, weather events, electrical damage, glass breakage, leak detection, assistance and legal protection. The coverages vary depending on the selected policy.
4) Does condominium insurance cover damage to private apartments?
It depends on the policy terms and on the cause of the damage. Some coverages may also apply to private units if the damage originates from common areas or from covered events. It is always essential to check limits and exclusions.
5) Does condominium insurance cover water leaks?
It may cover them if water damage coverage is included. This coverage is often very important in condominiums, but it may include deductibles, limits or specific exclusions.
6) Who pays for condominium insurance?
Usually, the cost of the policy is divided among the condominium owners according to the criteria set out in the condominium regulations or the applicable ownership shares.
7) How much does condominium insurance cost?
The cost depends on many factors: size of the building, number of units, reconstruction value, location, requested coverages, coverage limits, deductibles, claims history and building features. To get a realistic price, it is advisable to request a personalized quote.
8) Can the property manager choose the condominium insurance policy?
The property manager can handle the management of the policy, propose solutions and request quotes. In many cases, the choice or renewal is submitted to the condominium assembly, according to the rules applicable to the specific condominium.
9) What should I check before choosing a condominium insurance policy?
It is important to check the included coverages, coverage limits, deductibles, co-insurance, exclusions, limits on water damage, weather events, civil liability and claims management procedures.
10) Does INSURHUB sell condominium insurance directly?
No. INSURHUB is a digital platform that connects users with insurance professionals. Quotes, advice and policy conclusion are managed by the insurance intermediaries registered on the platform.
Company details
INSURHUB S.r.l. (Innovative Startup)
VAT No.: 06384170657
Registered office: Via Adige n.13, 84091 Battipaglia (SA), Italy
INSURHUB is a digital platform that connects consumers with professionals duly registered with the RUI — the Italian Register of Insurance Intermediaries. INSURHUB is not an insurance intermediary, does not directly distribute insurance products and does not receive commissions on premiums. The information provided on the website is for informational purposes only and does not constitute insurance advice or a recommendation to purchase. All advisory, quotation and contractual management activities are carried out exclusively by the registered professionals, under their full responsibility.
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